Water damage from the heavy snowfall-winter 2011

  This winter has seen unprecedented snowfall totals, resulting in roof leaks, collapses, ice dam problems and many headaches for the property owner. Those people with homeowner insurance can usually file a claim and get help with their troubles. Of course, this depends on the specifics of each policy. In 1994 and 1996 Connecticut had many claims due to ice dam damage, resulting in many insurance companies to cancel this coverage or change the limits of coverage. Contacting your provider to file a claim should be the first step.
  If  someone has water stains, leaks,drywall or property damage, inside the home or building, they should, in most cases, wait until early spring to do the repair work. This is because we may be getting more snow and early spring rain causing more of the same leaks. Generally, one would be fortunate to get an exterior leak repaired at this time of year. But maybe a break in the weather and a willing roofer could do it sooner.
  Those who live in condominium complexes need to determine if their association policy covers these damages or maybe their own inside homeowners policy? Usually, the association covers this, since the water leaks in from the outside to the inside. There also needs to be time for the inside walls, ceilings to dry out. Most of the time, using a paint such as Zinsser Odorless Oil-Based Stain Blocker, will hide and seal the brown water marks. Putting on 2 coats,  rather than spot priming and finishing with a latex ceiling paint, will do a good job and save time on the labor. Each ceiling will be in different condition and must be evaluated individually. Doing wall repairs and repainting to match the existing wall colors on one or more walls, takes a bit of skill and or experience to get it right. Where to end the room? Go from one inside corner to another? The entire room? Change the color to make the repaired wall an accent wall? But the taping part of the work is probably the most important since you don't want it to look like there was ever any damage. A good drywall taper is essential, as well as a painter who understands how to prime for the sheen of the finish coat. Generally, the higher the sheen the more priming you need to do.
  Calling your insurance agent should be your first step, followed by getting an estimate from a qualified, licensed contractor. The amount of money paid from your claim will be adequate to cover the work. It would be a red flag if your estimate was higher than your insurance check. In reality, you should be able to get it done for a little less than the payment you received. Good luck!

 

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